Call reports 2021
PILOT GROVE SAVINGS BANK — 2021
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 767,581,000 | 761,822,000 | 760,059,000 | 783,445,000 |
| Total loans | 532,203,000 | 538,808,000 | 545,514,000 | 560,624,000 |
| Allowance for loan losses | 6,980,000 | 7,093,000 | 7,212,000 | 7,774,000 |
| Securities available for sale | 102,380,000 | 142,220,000 | 158,123,000 | 163,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 682,946,000 | 675,872,000 | 677,712,000 | 701,574,000 |
| Interest-bearing deposits | 545,166,000 | 537,211,000 | 542,497,000 | 553,334,000 |
| Noninterest-bearing deposits | 137,780,000 | 138,661,000 | 135,215,000 | 148,240,000 |
| Equity capital | 77,358,000 | 78,874,000 | 78,230,000 | 78,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,248,000 | 13,885,000 | 21,485,000 | 27,901,000 |
| Interest expense | 1,066,000 | 2,110,000 | 3,114,000 | 4,105,000 |
| Net interest income | 5,182,000 | 11,775,000 | 18,371,000 | 23,796,000 |
| Noninterest income | 1,078,000 | 1,988,000 | 2,977,000 | 3,910,000 |
| Noninterest expense | 2,964,000 | 6,346,000 | 9,490,000 | 12,831,000 |
| Provision for loan losses | 250,000 | 500,000 | 750,000 | 1,500,000 |
| Pretax income | 3,068,000 | 6,941,000 | 11,138,000 | 13,410,000 |
| Income tax | 167,000 | 280,000 | 522,000 | 642,000 |
| Net income | 2,901,000 | 6,661,000 | 10,616,000 | 12,768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,237,000 | 72,767,000 | 72,290,000 | 72,885,000 |
| Total capital | 77,368,000 | 79,313,000 | 79,192,000 | 80,035,000 |
| Risk-weighted assets | 489,648,000 | 523,140,000 | 551,816,000 | 571,385,000 |