Call reports 2020
PILOT GROVE SAVINGS BANK — 2020
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 640,822,000 | 674,977,000 | 692,989,000 | 712,666,000 |
| Total loans | 525,839,000 | 537,658,000 | 533,897,000 | 519,184,000 |
| Allowance for loan losses | 7,344,000 | 6,961,000 | 6,951,000 | 7,177,000 |
| Securities available for sale | 24,464,000 | 27,315,000 | 31,716,000 | 69,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,468,000 | 596,296,000 | 612,833,000 | 632,349,000 |
| Interest-bearing deposits | 464,011,000 | 481,758,000 | 498,227,000 | 508,791,000 |
| Noninterest-bearing deposits | 99,457,000 | 114,538,000 | 114,606,000 | 123,558,000 |
| Equity capital | 71,293,000 | 72,164,000 | 73,638,000 | 74,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,595,000 | 13,015,000 | 19,463,000 | 26,027,000 |
| Interest expense | 1,423,000 | 2,865,000 | 4,253,000 | 5,585,000 |
| Net interest income | 5,172,000 | 10,150,000 | 15,210,000 | 20,442,000 |
| Noninterest income | 842,000 | 1,564,000 | 2,497,000 | 3,306,000 |
| Noninterest expense | 2,917,000 | 5,967,000 | 9,082,000 | 12,368,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 3,073,000 | 5,728,000 | 8,610,000 | 11,072,000 |
| Income tax | 153,000 | 287,000 | 413,000 | 530,000 |
| Net income | 2,920,000 | 5,441,000 | 8,197,000 | 10,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,652,000 | 65,422,000 | 67,051,000 | 68,235,000 |
| Total capital | 70,784,000 | 71,245,000 | 72,905,000 | 74,154,000 |
| Risk-weighted assets | 489,323,000 | 464,747,000 | 467,190,000 | 472,273,000 |