Call reports 2019
PILOT GROVE SAVINGS BANK — 2019
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 593,485,000 | 594,665,000 | 617,398,000 | 619,632,000 |
| Total loans | 512,970,000 | 521,597,000 | 525,102,000 | 524,791,000 |
| Allowance for loan losses | 7,452,000 | 7,530,000 | 7,551,000 | 7,351,000 |
| Securities available for sale | 36,251,000 | 32,715,000 | 30,111,000 | 26,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,858,000 | 522,023,000 | 544,049,000 | 546,231,000 |
| Interest-bearing deposits | 428,110,000 | 431,373,000 | 449,218,000 | 446,219,000 |
| Noninterest-bearing deposits | 92,748,000 | 90,650,000 | 94,831,000 | 100,012,000 |
| Equity capital | 67,029,000 | 67,057,000 | 67,197,000 | 68,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,241,000 | 12,717,000 | 19,394,000 | 26,016,000 |
| Interest expense | 1,219,000 | 2,584,000 | 4,014,000 | 5,513,000 |
| Net interest income | 5,022,000 | 10,133,000 | 15,380,000 | 20,503,000 |
| Noninterest income | 819,000 | 1,652,000 | 2,487,000 | 3,287,000 |
| Noninterest expense | 3,024,000 | 5,982,000 | 8,999,000 | 12,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,817,000 | 5,857,000 | 8,935,000 | 11,824,000 |
| Income tax | 141,000 | 282,000 | 427,000 | 568,000 |
| Net income | 2,676,000 | 5,575,000 | 8,508,000 | 11,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,881,000 | 59,922,000 | 60,179,000 | 61,615,000 |
| Total capital | 65,866,000 | 65,970,000 | 66,292,000 | 67,665,000 |
| Risk-weighted assets | 477,307,000 | 482,425,000 | 487,592,000 | 482,727,000 |