Call reports 2018
PILOT GROVE SAVINGS BANK — 2018
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 600,034,000 | 585,750,000 | 587,958,000 | 578,799,000 |
| Total loans | 496,634,000 | 502,932,000 | 505,099,000 | 513,488,000 |
| Allowance for loan losses | 7,418,000 | 7,376,000 | 7,472,000 | 7,435,000 |
| Securities available for sale | 53,286,000 | 46,829,000 | 41,968,000 | 38,510,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,169,000 | 516,350,000 | 517,427,000 | 509,579,000 |
| Interest-bearing deposits | 436,614,000 | 427,278,000 | 426,775,000 | 414,786,000 |
| Noninterest-bearing deposits | 96,555,000 | 89,072,000 | 90,652,000 | 94,793,000 |
| Equity capital | 62,374,000 | 63,853,000 | 64,743,000 | 64,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,942,000 | 12,083,000 | 18,292,000 | 24,583,000 |
| Interest expense | 897,000 | 1,863,000 | 2,841,000 | 3,866,000 |
| Net interest income | 5,045,000 | 10,220,000 | 15,451,000 | 20,717,000 |
| Noninterest income | 743,000 | 1,499,000 | 2,324,000 | 3,124,000 |
| Noninterest expense | 2,856,000 | 5,606,000 | 8,484,000 | 11,732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,932,000 | 6,113,000 | 9,292,000 | 12,111,000 |
| Income tax | 140,000 | 295,000 | 448,000 | 581,000 |
| Net income | 2,792,000 | 5,818,000 | 8,844,000 | 11,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,834,000 | 56,501,000 | 57,669,000 | 57,122,000 |
| Total capital | 60,779,000 | 62,454,000 | 63,613,000 | 63,095,000 |
| Risk-weighted assets | 474,161,000 | 474,802,000 | 473,941,000 | 476,377,000 |