Call reports 2017
PILOT GROVE SAVINGS BANK — 2017
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 592,129,000 | 583,986,000 | 592,448,000 | 589,006,000 |
| Total loans | 474,700,000 | 483,018,000 | 494,323,000 | 495,420,000 |
| Allowance for loan losses | 7,019,000 | 7,145,000 | 7,119,000 | 7,433,000 |
| Securities available for sale | 72,631,000 | 65,683,000 | 60,390,000 | 55,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,492,000 | 521,985,000 | 528,269,000 | 524,447,000 |
| Interest-bearing deposits | 440,602,000 | 436,421,000 | 441,221,000 | 429,492,000 |
| Noninterest-bearing deposits | 90,890,000 | 85,564,000 | 87,048,000 | 94,955,000 |
| Equity capital | 55,776,000 | 57,109,000 | 58,835,000 | 59,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,747,000 | 11,627,000 | 17,567,000 | 23,662,000 |
| Interest expense | 814,000 | 1,661,000 | 2,520,000 | 3,400,000 |
| Net interest income | 4,933,000 | 9,966,000 | 15,047,000 | 20,262,000 |
| Noninterest income | 751,000 | 1,542,000 | 2,321,000 | 3,079,000 |
| Noninterest expense | 2,865,000 | 5,663,000 | 8,596,000 | 11,516,000 |
| Provision for loan losses | 0 | 300,000 | 600,000 | 1,100,000 |
| Pretax income | 2,819,000 | 5,545,000 | 8,188,000 | 10,750,000 |
| Income tax | 139,000 | 285,000 | 393,000 | 519,000 |
| Net income | 2,680,000 | 5,260,000 | 7,795,000 | 10,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,384,000 | 48,461,000 | 50,604,000 | 52,217,000 |
| Total capital | 53,214,000 | 54,338,000 | 56,551,000 | 58,154,000 |
| Risk-weighted assets | 465,237,000 | 468,923,000 | 474,589,000 | 473,488,000 |