Call reports 2015
PILOT GROVE SAVINGS BANK — 2015
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 570,072,000 | 565,210,000 | 565,585,000 | 573,934,000 |
| Total loans | 416,838,000 | 425,458,000 | 437,367,000 | 445,343,000 |
| Allowance for loan losses | 6,142,000 | 6,083,000 | 6,238,000 | 6,597,000 |
| Securities available for sale | 114,501,000 | 106,761,000 | 100,631,000 | 96,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 497,242,000 | 492,260,000 | 501,166,000 | 493,406,000 |
| Interest-bearing deposits | 416,756,000 | 416,617,000 | 416,962,000 | 410,707,000 |
| Noninterest-bearing deposits | 80,486,000 | 75,643,000 | 84,204,000 | 82,699,000 |
| Equity capital | 58,293,000 | 58,247,000 | 54,693,000 | 53,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,518,000 | 11,171,000 | 16,895,000 | 22,674,000 |
| Interest expense | 908,000 | 1,832,000 | 2,733,000 | 3,615,000 |
| Net interest income | 4,610,000 | 9,339,000 | 14,162,000 | 19,059,000 |
| Noninterest income | 680,000 | 1,359,000 | 2,029,000 | 2,694,000 |
| Noninterest expense | 2,762,000 | 5,715,000 | 8,650,000 | 11,436,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 2,232,000 | 4,454,000 | 6,712,000 | 8,603,000 |
| Income tax | 88,000 | 130,000 | 172,000 | 223,000 |
| Net income | 2,144,000 | 4,324,000 | 6,540,000 | 8,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,567,000 | 50,303,000 | 46,633,000 | 46,016,000 |
| Total capital | 54,950,000 | 55,754,000 | 52,138,000 | 51,627,000 |
| Risk-weighted assets | 429,885,000 | 435,440,000 | 439,671,000 | 447,891,000 |