Call reports 2014
PILOT GROVE SAVINGS BANK — 2014
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 556,818,000 | 551,537,000 | 559,749,000 | 561,708,000 |
| Total loans | 376,534,000 | 383,868,000 | 397,339,000 | 403,459,000 |
| Allowance for loan losses | 5,777,000 | 5,829,000 | 6,163,000 | 5,970,000 |
| Securities available for sale | 113,018,000 | 118,673,000 | 119,524,000 | 114,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 489,706,000 | 483,387,000 | 480,376,000 | 494,379,000 |
| Interest-bearing deposits | 413,692,000 | 410,599,000 | 411,574,000 | 411,583,000 |
| Noninterest-bearing deposits | 76,014,000 | 72,788,000 | 68,802,000 | 82,796,000 |
| Equity capital | 58,008,000 | 58,149,000 | 59,108,000 | 57,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,162,000 | 10,469,000 | 15,959,000 | 21,493,000 |
| Interest expense | 966,000 | 1,942,000 | 2,896,000 | 3,842,000 |
| Net interest income | 4,196,000 | 8,527,000 | 13,063,000 | 17,651,000 |
| Noninterest income | 650,000 | 1,296,000 | 2,004,000 | 2,705,000 |
| Noninterest expense | 2,901,000 | 5,555,000 | 8,540,000 | 11,731,000 |
| Provision for loan losses | 200,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 1,745,000 | 3,658,000 | 5,632,000 | 6,868,000 |
| Income tax | 102,000 | 204,000 | 306,000 | 417,000 |
| Net income | 1,643,000 | 3,454,000 | 5,326,000 | 6,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,933,000 | 47,198,000 | 48,367,000 | 46,696,000 |
| Total capital | 51,938,000 | 52,297,000 | 53,619,000 | 51,941,000 |
| Risk-weighted assets | 399,628,000 | 407,226,000 | 419,226,000 | 418,842,000 |