Call reports 2013
PILOT GROVE SAVINGS BANK — 2013
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 451,896,000 | 442,521,000 | 458,164,000 | 542,802,000 |
| Total loans | 314,942,000 | 320,121,000 | 330,299,000 | 377,252,000 |
| Allowance for loan losses | 5,320,000 | 5,413,000 | 5,551,000 | 5,610,000 |
| Securities available for sale | 81,901,000 | 90,665,000 | 95,161,000 | 104,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,419,000 | 388,892,000 | 403,622,000 | 477,173,000 |
| Interest-bearing deposits | 336,162,000 | 331,351,000 | 344,828,000 | 405,181,000 |
| Noninterest-bearing deposits | 59,257,000 | 57,541,000 | 58,794,000 | 71,992,000 |
| Equity capital | 44,411,000 | 43,990,000 | 44,798,000 | 56,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,438,000 | 8,969,000 | 13,582,000 | 18,448,000 |
| Interest expense | 1,028,000 | 2,009,000 | 2,912,000 | 3,838,000 |
| Net interest income | 3,410,000 | 6,960,000 | 10,670,000 | 14,610,000 |
| Noninterest income | 602,000 | 1,157,000 | 1,753,000 | 2,344,000 |
| Noninterest expense | 1,945,000 | 3,933,000 | 6,077,000 | 8,401,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,902,000 | 3,869,000 | 5,876,000 | 7,933,000 |
| Income tax | 100,000 | 200,000 | 300,000 | 423,000 |
| Net income | 1,802,000 | 3,669,000 | 5,576,000 | 7,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,430,000 | 37,357,000 | 38,611,000 | 45,555,000 |
| Total capital | 40,489,000 | 41,483,000 | 42,892,000 | 50,481,000 |
| Risk-weighted assets | 323,482,000 | 328,788,000 | 341,235,000 | 393,390,000 |