Call reports 2012
PILOT GROVE SAVINGS BANK — 2012
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 388,679,000 | 408,014,000 | 419,521,000 | 431,802,000 |
| Total loans | 288,309,000 | 300,207,000 | 310,716,000 | 316,527,000 |
| Allowance for loan losses | 4,735,000 | 5,057,000 | 4,973,000 | 5,214,000 |
| Securities available for sale | 47,526,000 | 69,329,000 | 77,948,000 | 76,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,658,000 | 354,224,000 | 363,407,000 | 376,318,000 |
| Interest-bearing deposits | 285,075,000 | 303,001,000 | 313,013,000 | 316,657,000 |
| Noninterest-bearing deposits | 50,583,000 | 51,223,000 | 50,394,000 | 59,661,000 |
| Equity capital | 39,337,000 | 40,115,000 | 42,075,000 | 42,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,331,000 | 8,668,000 | 13,237,000 | 17,828,000 |
| Interest expense | 1,030,000 | 2,095,000 | 3,172,000 | 4,249,000 |
| Net interest income | 3,301,000 | 6,573,000 | 10,065,000 | 13,579,000 |
| Noninterest income | 654,000 | 1,264,000 | 1,918,000 | 2,549,000 |
| Noninterest expense | 1,926,000 | 3,819,000 | 5,837,000 | 8,091,000 |
| Provision for loan losses | 150,000 | 500,000 | 500,000 | 800,000 |
| Pretax income | 1,879,000 | 3,518,000 | 5,659,000 | 7,250,000 |
| Income tax | 75,000 | 165,000 | 261,000 | 392,000 |
| Net income | 1,804,000 | 3,353,000 | 5,398,000 | 6,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,970,000 | 32,711,000 | 34,347,000 | 34,674,000 |
| Total capital | 35,522,000 | 36,540,000 | 38,292,000 | 38,722,000 |
| Risk-weighted assets | 283,006,000 | 305,063,000 | 314,555,000 | 322,709,000 |