Call reports 2011
PILOT GROVE SAVINGS BANK — 2011
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 326,582,000 | 330,192,000 | 331,681,000 | 376,507,000 |
| Total loans | 253,015,000 | 262,693,000 | 268,740,000 | 297,064,000 |
| Allowance for loan losses | 4,165,000 | 4,330,000 | 4,228,000 | 4,512,000 |
| Securities available for sale | 33,557,000 | 40,010,000 | 40,504,000 | 43,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,868,000 | 285,971,000 | 281,765,000 | 325,649,000 |
| Interest-bearing deposits | 240,498,000 | 248,255,000 | 242,867,000 | 276,302,000 |
| Noninterest-bearing deposits | 40,370,000 | 37,716,000 | 38,898,000 | 49,347,000 |
| Equity capital | 32,289,000 | 33,271,000 | 34,780,000 | 37,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,870,000 | 7,820,000 | 11,842,000 | 16,059,000 |
| Interest expense | 1,039,000 | 2,059,000 | 3,079,000 | 4,123,000 |
| Net interest income | 2,831,000 | 5,761,000 | 8,763,000 | 11,936,000 |
| Noninterest income | 539,000 | 1,051,000 | 1,613,000 | 2,138,000 |
| Noninterest expense | 1,767,000 | 3,535,000 | 5,358,000 | 7,585,000 |
| Provision for loan losses | 300,000 | 500,000 | 500,000 | 1,000,000 |
| Pretax income | 1,303,000 | 2,777,000 | 4,518,000 | 5,489,000 |
| Income tax | 82,000 | 145,000 | 207,000 | 295,000 |
| Net income | 1,221,000 | 2,632,000 | 4,311,000 | 5,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,343,000 | 28,023,000 | 29,344,000 | 30,343,000 |
| Total capital | 30,345,000 | 31,165,000 | 32,554,000 | 33,918,000 |
| Risk-weighted assets | 239,013,000 | 250,187,000 | 255,756,000 | 285,067,000 |