Call reports 2010
PILOT GROVE SAVINGS BANK — 2010
What PILOT GROVE SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 288,258,000 | 300,160,000 | 304,464,000 | 323,999,000 |
| Total loans | 228,849,000 | 234,762,000 | 242,310,000 | 252,282,000 |
| Allowance for loan losses | 3,490,000 | 3,806,000 | 3,929,000 | 3,851,000 |
| Securities available for sale | 22,471,000 | 25,609,000 | 25,791,000 | 30,400,000 |
| Securities held to maturity | 1,092,000 | 632,000 | 606,000 | 579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,600,000 | 254,035,000 | 257,374,000 | 276,908,000 |
| Interest-bearing deposits | 209,801,000 | 221,639,000 | 223,501,000 | 234,800,000 |
| Noninterest-bearing deposits | 31,799,000 | 32,396,000 | 33,873,000 | 42,108,000 |
| Equity capital | 29,833,000 | 29,936,000 | 30,926,000 | 30,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,674,000 | 7,384,000 | 11,172,000 | 15,042,000 |
| Interest expense | 1,088,000 | 2,199,000 | 3,311,000 | 4,453,000 |
| Net interest income | 2,586,000 | 5,185,000 | 7,861,000 | 10,589,000 |
| Noninterest income | 547,000 | 1,028,000 | 1,545,000 | 2,078,000 |
| Noninterest expense | 1,672,000 | 3,340,000 | 5,081,000 | 6,901,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,500,000 |
| Pretax income | 1,011,000 | 1,975,000 | 3,127,000 | 4,268,000 |
| Income tax | 48,000 | 99,000 | 151,000 | 203,000 |
| Net income | 963,000 | 1,876,000 | 2,976,000 | 4,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,793,000 | 25,037,000 | 25,779,000 | 26,105,000 |
| Total capital | 27,448,000 | 27,765,000 | 28,559,000 | 29,083,000 |
| Risk-weighted assets | 211,579,000 | 217,161,000 | 221,258,000 | 236,808,000 |