Call reports 2026
EXCHANGE BANK AND TRUST COMPANY — 2026
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 433,198,000 | 428,732,000 |
| Total loans | 318,073,000 | 323,167,000 |
| Allowance for loan losses | 4,101,000 | 4,236,000 |
| Securities available for sale | 73,205,000 | 76,065,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 391,157,000 | 385,889,000 |
| Interest-bearing deposits | 312,725,000 | 304,667,000 |
| Noninterest-bearing deposits | 78,432,000 | 81,222,000 |
| Equity capital | 36,618,000 | 37,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,423,000 | 13,000,000 |
| Interest expense | 2,255,000 | 4,526,000 |
| Net interest income | 4,168,000 | 8,474,000 |
| Noninterest income | 865,000 | 1,782,000 |
| Noninterest expense | 2,944,000 | 5,901,000 |
| Provision for loan losses | 150,000 | 300,000 |
| Pretax income | 1,892,000 | 4,008,000 |
| Income tax | 0 | 0 |
| Net income | 1,892,000 | 4,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 45,155,000 | 46,158,000 |
| Total capital | 49,256,000 | 50,394,000 |
| Risk-weighted assets | 311,032,000 | 314,204,000 |