Call reports 2023
EXCHANGE BANK AND TRUST COMPANY — 2023
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 370,599,000 | 378,020,000 | 374,378,000 | 385,299,000 |
| Total loans | 258,583,000 | 265,910,000 | 267,174,000 | 272,761,000 |
| Allowance for loan losses | 3,463,000 | 3,416,000 | 3,503,000 | 3,509,000 |
| Securities available for sale | 88,823,000 | 87,552,000 | 83,162,000 | 86,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,616,000 | 335,806,000 | 342,473,000 | 344,711,000 |
| Interest-bearing deposits | 262,017,000 | 264,496,000 | 268,814,000 | 273,466,000 |
| Noninterest-bearing deposits | 77,599,000 | 71,310,000 | 73,659,000 | 71,245,000 |
| Equity capital | 26,695,000 | 26,502,000 | 24,084,000 | 28,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,279,000 | 8,895,000 | 13,795,000 | 18,880,000 |
| Interest expense | 1,006,000 | 2,483,000 | 4,285,000 | 6,285,000 |
| Net interest income | 3,273,000 | 6,412,000 | 9,510,000 | 12,595,000 |
| Noninterest income | 647,000 | 1,328,000 | 2,032,000 | 2,699,000 |
| Noninterest expense | 2,565,000 | 5,307,000 | 8,047,000 | 10,818,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 1,221,000 | 2,194,000 | 3,151,000 | 4,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,221,000 | 2,194,000 | 3,151,000 | 4,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,304,000 | 39,454,000 | 39,432,000 | 39,677,000 |
| Total capital | 42,768,000 | 42,870,000 | 42,935,000 | 43,186,000 |
| Risk-weighted assets | 278,478,000 | 283,142,000 | 283,168,000 | 288,508,000 |
Machine access — free, no API key
Every figure shown here about EXCHANGE BANK AND TRUST COMPANY — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.