Call reports 2017
EXCHANGE BANK AND TRUST COMPANY — 2017
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 272,379,000 | 269,811,000 | 270,768,000 | 274,164,000 |
| Total loans | 179,486,000 | 177,778,000 | 183,531,000 | 178,561,000 |
| Allowance for loan losses | 2,153,000 | 2,263,000 | 2,380,000 | 2,197,000 |
| Securities available for sale | 76,148,000 | 71,891,000 | 72,564,000 | 75,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,334,000 | 238,234,000 | 237,320,000 | 242,890,000 |
| Interest-bearing deposits | 196,773,000 | 192,454,000 | 191,702,000 | 198,042,000 |
| Noninterest-bearing deposits | 45,561,000 | 45,780,000 | 45,618,000 | 44,848,000 |
| Equity capital | 29,031,000 | 30,616,000 | 30,859,000 | 30,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,937,000 | 5,919,000 | 8,950,000 | 12,099,000 |
| Interest expense | 296,000 | 608,000 | 932,000 | 1,270,000 |
| Net interest income | 2,641,000 | 5,311,000 | 8,018,000 | 10,829,000 |
| Noninterest income | 606,000 | 1,320,000 | 2,152,000 | 2,868,000 |
| Noninterest expense | 2,001,000 | 4,149,000 | 6,415,000 | 8,531,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 748,000 |
| Pretax income | 1,121,000 | 2,290,000 | 3,440,000 | 4,554,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,121,000 | 2,290,000 | 3,440,000 | 4,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,303,000 | 29,736,000 | 30,148,000 | 30,496,000 |
| Total capital | 31,456,000 | 31,999,000 | 32,528,000 | 32,693,000 |
| Risk-weighted assets | 187,084,000 | 186,226,000 | 192,587,000 | 191,260,000 |