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Call reports 2011

EXCHANGE BANK AND TRUST COMPANY — 2011

What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.

PERIOD: 2011SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6eb3c834-0c31-4788-84aa-5428567ca820/2011

Balance sheet

What the bank holds and owes at quarter end

Measure2011Q12011Q22011Q32011Q4
Total assets188,076,000192,266,000198,962,000208,332,000
Total loans126,168,000129,831,000130,826,000136,925,000
Allowance for loan losses1,495,0001,591,0001,712,0001,752,000
Securities available for sale48,870,00050,205,00054,221,00057,941,000
Securities held to maturity0000
Trading assets0000
Total deposits166,164,000169,216,000169,572,000178,450,000
Interest-bearing deposits152,087,000152,689,000153,944,000160,241,000
Noninterest-bearing deposits14,077,00016,527,00015,628,00018,209,000
Equity capital16,442,00017,490,00018,619,00019,271,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2011Q12011Q22011Q32011Q4
Interest income2,477,0005,139,0007,885,00010,786,000
Interest expense489,000958,0001,433,0001,908,000
Net interest income1,988,0004,181,0006,452,0008,878,000
Noninterest income260,000531,000805,0001,100,000
Noninterest expense1,368,0002,745,0004,181,0005,721,000
Provision for loan losses150,000300,000450,000600,000
Pretax income730,0001,680,0002,639,0003,723,000
Income tax0000
Net income730,0001,680,0002,639,0003,723,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2011Q12011Q22011Q32011Q4
Tier 1 capital15,389,00015,960,00016,445,00017,057,000
Total capital16,884,00017,551,00018,065,00018,779,000
Risk-weighted assets125,188,000129,260,000129,582,000137,725,000

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