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Call reports 2009

STATE BANK OF SPEER — 2009

What STATE BANK OF SPEER reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6eabe18d-0b8b-453b-8b8b-18b21d994407/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets131,837,000143,926,000148,272,000142,795,000
Total loans67,377,00069,472,00067,461,00070,911,000
Allowance for loan losses454,000524,000562,000673,000
Securities available for sale54,258,00051,952,00058,846,00058,654,000
Securities held to maturity615,000615,000615,000340,000
Trading assets0000
Total deposits111,593,000128,238,000118,394,000126,368,000
Interest-bearing deposits101,308,000115,366,000106,639,000112,221,000
Noninterest-bearing deposits10,285,00012,872,00011,755,00014,147,000
Equity capital10,332,00010,170,00011,351,00011,097,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income1,616,0003,201,0004,817,0006,432,000
Interest expense625,0001,256,0001,932,0002,545,000
Net interest income991,0001,945,0002,885,0003,887,000
Noninterest income119,000294,000412,000556,000
Noninterest expense678,0001,336,0002,078,0002,931,000
Provision for loan losses90,000180,000270,000360,000
Pretax income342,000753,000979,0001,089,000
Income tax0000
Net income342,000753,000979,0001,089,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital9,489,0009,766,0009,915,0009,849,000
Total capital9,943,00010,290,00010,477,00010,522,000
Risk-weighted assets83,595,00087,533,00088,026,00089,721,000

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