Call reports 2006
STATE BANK OF SPEER — 2006
What STATE BANK OF SPEER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,259,000 | 111,274,000 | 112,600,000 | 122,335,000 |
| Total loans | 56,928,000 | 58,086,000 | 59,103,000 | 64,294,000 |
| Allowance for loan losses | 486,000 | 486,000 | 431,000 | 421,000 |
| Securities available for sale | 44,572,000 | 44,856,000 | 44,193,000 | 45,956,000 |
| Securities held to maturity | 1,925,000 | 1,929,000 | 1,825,000 | 1,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,450,000 | 99,831,000 | 99,062,000 | 109,347,000 |
| Interest-bearing deposits | 101,805,000 | 91,667,000 | 91,452,000 | 98,458,000 |
| Noninterest-bearing deposits | 8,645,000 | 8,164,000 | 7,610,000 | 10,889,000 |
| Equity capital | 6,498,000 | 5,980,000 | 7,260,000 | 7,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,502,000 | 3,060,000 | 4,658,000 | 6,332,000 |
| Interest expense | 716,000 | 1,532,000 | 2,439,000 | 3,412,000 |
| Net interest income | 786,000 | 1,528,000 | 2,219,000 | 2,920,000 |
| Noninterest income | 93,000 | 176,000 | 262,000 | 360,000 |
| Noninterest expense | 538,000 | 1,131,000 | 1,722,000 | 2,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 341,000 | 573,000 | 752,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 341,000 | 573,000 | 752,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,262,000 | 8,461,000 | 8,584,000 | 8,545,000 |
| Total capital | 8,748,000 | 8,947,000 | 9,015,000 | 8,966,000 |
| Risk-weighted assets | 66,477,000 | 65,346,000 | 66,660,000 | 73,716,000 |
Machine access — free, no API key
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