Call reports 2005
STATE BANK OF SPEER — 2005
What STATE BANK OF SPEER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,745,000 | 105,678,000 | 106,678,000 | 115,929,000 |
| Total loans | 50,579,000 | 51,820,000 | 51,436,000 | 56,884,000 |
| Allowance for loan losses | 415,000 | 441,000 | 461,000 | 486,000 |
| Securities available for sale | 38,500,000 | 41,256,000 | 46,977,000 | 44,151,000 |
| Securities held to maturity | 2,496,000 | 2,497,000 | 2,499,000 | 2,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,667,000 | 96,325,000 | 97,615,000 | 107,389,000 |
| Interest-bearing deposits | 80,910,000 | 88,846,000 | 87,134,000 | 97,978,000 |
| Noninterest-bearing deposits | 6,757,000 | 7,479,000 | 10,481,000 | 9,411,000 |
| Equity capital | 6,093,000 | 7,096,000 | 6,790,000 | 6,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,398,000 | 3,718,000 | 5,116,000 |
| Interest expense | 442,000 | 975,000 | 1,591,000 | 2,227,000 |
| Net interest income | 721,000 | 1,423,000 | 2,127,000 | 2,889,000 |
| Noninterest income | 72,000 | 156,000 | 243,000 | 321,000 |
| Noninterest expense | 561,000 | 1,060,000 | 1,588,000 | 2,265,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 86,000 |
| Pretax income | 209,000 | 468,000 | 708,000 | 853,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 7,000 |
| Net income | 207,000 | 464,000 | 702,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,531,000 | 7,709,000 | 7,875,000 | 7,975,000 |
| Total capital | 7,946,000 | 8,150,000 | 8,336,000 | 8,461,000 |
| Risk-weighted assets | 57,571,000 | 60,049,000 | 59,963,000 | 65,504,000 |
Machine access — free, no API key
Every figure shown here about STATE BANK OF SPEER — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.