Call reports 2019
COMMUNITY NATIONAL BANK — 2019
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,507,000 | 136,738,000 | 135,984,000 | 154,778,000 |
| Total loans | 83,164,000 | 83,865,000 | 80,973,000 | 78,514,000 |
| Allowance for loan losses | 958,000 | 957,000 | 958,000 | 955,000 |
| Securities available for sale | 4,398,000 | 4,469,000 | 3,496,000 | 3,485,000 |
| Securities held to maturity | 7,649,000 | 8,425,000 | 10,002,000 | 9,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,461,000 | 123,873,000 | 122,397,000 | 142,102,000 |
| Interest-bearing deposits | 79,122,000 | 87,148,000 | 87,940,000 | 109,381,000 |
| Noninterest-bearing deposits | 33,339,000 | 36,725,000 | 34,457,000 | 32,721,000 |
| Equity capital | 11,765,000 | 12,486,000 | 13,123,000 | 12,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,620,000 | 3,998,000 | 5,311,000 |
| Interest expense | 140,000 | 303,000 | 487,000 | 676,000 |
| Net interest income | 1,122,000 | 2,317,000 | 3,511,000 | 4,635,000 |
| Noninterest income | 286,000 | 593,000 | 903,000 | 1,190,000 |
| Noninterest expense | 855,000 | 1,717,000 | 2,597,000 | 4,147,000 |
| Provision for loan losses | 1,000 | 3,000 | 6,000 | 8,000 |
| Pretax income | 552,000 | 1,190,000 | 1,811,000 | 1,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 552,000 | 1,190,000 | 1,811,000 | 1,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,319,000 | 11,957,000 | 12,579,000 | 11,937,000 |
| Total capital | 12,277,000 | 12,914,000 | 13,537,000 | 12,892,000 |
| Risk-weighted assets | 84,369,000 | 83,982,000 | 82,268,000 | 90,121,000 |