Call reports 2017
COMMUNITY NATIONAL BANK — 2017
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,967,000 | 108,970,000 | 106,798,000 | 114,369,000 |
| Total loans | 70,904,000 | 70,960,000 | 71,028,000 | 79,488,000 |
| Allowance for loan losses | 842,000 | 845,000 | 842,000 | 919,000 |
| Securities available for sale | 4,389,000 | 4,438,000 | 4,430,000 | 3,869,000 |
| Securities held to maturity | 5,016,000 | 6,326,000 | 7,132,000 | 7,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,496,000 | 97,892,000 | 95,264,000 | 103,760,000 |
| Interest-bearing deposits | 72,436,000 | 70,455,000 | 67,575,000 | 72,584,000 |
| Noninterest-bearing deposits | 26,060,000 | 27,437,000 | 27,689,000 | 31,176,000 |
| Equity capital | 10,309,000 | 10,887,000 | 11,291,000 | 10,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,875,000 | 2,848,000 | 3,855,000 |
| Interest expense | 46,000 | 105,000 | 174,000 | 247,000 |
| Net interest income | 882,000 | 1,770,000 | 2,674,000 | 3,608,000 |
| Noninterest income | 253,000 | 538,000 | 817,000 | 1,119,000 |
| Noninterest expense | 763,000 | 1,511,000 | 2,277,000 | 3,077,000 |
| Provision for loan losses | 3,000 | 20,000 | 24,000 | 92,000 |
| Pretax income | 369,000 | 777,000 | 1,190,000 | 1,558,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 369,000 | 777,000 | 1,190,000 | 1,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,870,000 | 10,399,000 | 10,812,000 | 9,999,000 |
| Total capital | 10,712,000 | 11,244,000 | 11,654,000 | 10,918,000 |
| Risk-weighted assets | 72,135,000 | 73,697,000 | 74,043,000 | 83,040,000 |