Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 121,623,000 | 108,865,000 | 107,142,000 | 108,175,000 |
| Total loans | 68,642,000 | 70,167,000 | 68,812,000 | 69,598,000 |
| Allowance for loan losses | 827,000 | 850,000 | 836,000 | 842,000 |
| Securities available for sale | 2,759,000 | 3,766,000 | 4,009,000 | 3,856,000 |
| Securities held to maturity | 3,005,000 | 3,723,000 | 4,413,000 | 4,438,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,526,000 | 98,320,000 | 96,250,000 | 98,078,000 |
| Interest-bearing deposits | 69,108,000 | 69,109,000 | 68,538,000 | 72,462,000 |
| Noninterest-bearing deposits | 42,418,000 | 29,211,000 | 27,712,000 | 25,616,000 |
| Equity capital | 9,954,000 | 10,375,000 | 10,680,000 | 9,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,831,000 | 2,733,000 | 3,640,000 |
| Interest expense | 45,000 | 91,000 | 136,000 | 180,000 |
| Net interest income | 830,000 | 1,740,000 | 2,597,000 | 3,460,000 |
| Noninterest income | 228,000 | 501,000 | 768,000 | 1,037,000 |
| Noninterest expense | 754,000 | 1,496,000 | 2,301,000 | 3,071,000 |
| Provision for loan losses | 21,000 | 49,000 | 52,000 | 60,000 |
| Pretax income | 283,000 | 696,000 | 1,012,000 | 1,366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 696,000 | 1,012,000 | 1,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,393,000 | 9,806,000 | 10,121,000 | 9,501,000 |
| Total capital | 10,220,000 | 10,656,000 | 10,957,000 | 10,343,000 |
| Risk-weighted assets | 68,122,000 | 71,442,000 | 70,503,000 | 71,360,000 |