Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,004,000 | 96,205,000 | 96,664,000 | 99,683,000 |
| Total loans | 60,133,000 | 61,675,000 | 64,461,000 | 66,384,000 |
| Allowance for loan losses | 805,000 | 784,000 | 783,000 | 806,000 |
| Securities available for sale | 3,983,000 | 3,442,000 | 3,487,000 | 3,976,000 |
| Securities held to maturity | 1,992,000 | 2,342,000 | 3,143,000 | 3,307,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,065,000 | 85,946,000 | 85,975,000 | 89,911,000 |
| Interest-bearing deposits | 62,184,000 | 66,031,000 | 64,295,000 | 69,123,000 |
| Noninterest-bearing deposits | 19,881,000 | 19,915,000 | 21,680,000 | 20,788,000 |
| Equity capital | 9,661,000 | 9,931,000 | 10,267,000 | 9,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,578,000 | 2,407,000 | 3,255,000 |
| Interest expense | 42,000 | 85,000 | 129,000 | 173,000 |
| Net interest income | 724,000 | 1,493,000 | 2,278,000 | 3,082,000 |
| Noninterest income | 229,000 | 479,000 | 716,000 | 994,000 |
| Noninterest expense | 690,000 | 1,399,000 | 2,125,000 | 2,958,000 |
| Provision for loan losses | 1,000 | 1,000 | 5,000 | 32,000 |
| Pretax income | 262,000 | 572,000 | 864,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 262,000 | 572,000 | 864,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,124,000 | 9,435,000 | 9,727,000 | 9,109,000 |
| Total capital | 9,858,000 | 10,189,000 | 10,510,000 | 9,915,000 |
| Risk-weighted assets | 58,661,000 | 60,297,000 | 65,003,000 | 65,495,000 |