Call reports 2014
COMMUNITY NATIONAL BANK — 2014
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,627,000 | 91,639,000 | 91,568,000 | 90,337,000 |
| Total loans | 61,689,000 | 62,105,000 | 60,277,000 | 60,853,000 |
| Allowance for loan losses | 837,000 | 835,000 | 835,000 | 830,000 |
| Securities available for sale | 4,283,000 | 3,377,000 | 3,374,000 | 3,908,000 |
| Securities held to maturity | 1,912,000 | 2,056,000 | 1,906,000 | 1,816,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,205,000 | 81,779,000 | 81,319,000 | 80,735,000 |
| Interest-bearing deposits | 64,035,000 | 65,075,000 | 64,103,000 | 62,095,000 |
| Noninterest-bearing deposits | 16,170,000 | 16,704,000 | 17,216,000 | 18,640,000 |
| Equity capital | 9,166,000 | 9,592,000 | 9,903,000 | 9,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 785,000 | 1,608,000 | 2,423,000 | 3,214,000 |
| Interest expense | 51,000 | 101,000 | 150,000 | 197,000 |
| Net interest income | 734,000 | 1,507,000 | 2,273,000 | 3,017,000 |
| Noninterest income | 214,000 | 452,000 | 693,000 | 925,000 |
| Noninterest expense | 672,000 | 1,350,000 | 2,039,000 | 2,748,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 8,000 |
| Pretax income | 276,000 | 609,000 | 923,000 | 1,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 609,000 | 923,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,827,000 | 9,160,000 | 9,474,000 | 8,863,000 |
| Total capital | 9,600,000 | 9,934,000 | 10,220,000 | 9,615,000 |
| Risk-weighted assets | 61,815,000 | 61,865,000 | 59,559,000 | 60,059,000 |