Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 84,853,000 | 85,701,000 | 85,406,000 | 86,649,000 |
| Total loans | 56,109,000 | 55,502,000 | 56,212,000 | 56,578,000 |
| Allowance for loan losses | 877,000 | 877,000 | 872,000 | 873,000 |
| Securities available for sale | 2,391,000 | 2,339,000 | 3,279,000 | 3,679,000 |
| Securities held to maturity | 3,058,000 | 2,958,000 | 2,932,000 | 1,827,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,676,000 | 76,360,000 | 75,802,000 | 77,622,000 |
| Interest-bearing deposits | 61,978,000 | 60,695,000 | 60,990,000 | 62,160,000 |
| Noninterest-bearing deposits | 13,698,000 | 15,665,000 | 14,812,000 | 15,462,000 |
| Equity capital | 8,997,000 | 9,139,000 | 9,345,000 | 8,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,582,000 | 2,364,000 | 3,170,000 |
| Interest expense | 70,000 | 131,000 | 187,000 | 241,000 |
| Net interest income | 731,000 | 1,451,000 | 2,177,000 | 2,929,000 |
| Noninterest income | 221,000 | 475,000 | 715,000 | 928,000 |
| Noninterest expense | 669,000 | 1,347,000 | 2,059,000 | 2,787,000 |
| Provision for loan losses | 6,000 | 8,000 | 11,000 | 16,000 |
| Pretax income | 277,000 | 571,000 | 822,000 | 1,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 571,000 | 822,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,466,000 | 8,760,000 | 9,011,000 | 8,551,000 |
| Total capital | 9,210,000 | 9,500,000 | 9,755,000 | 9,282,000 |
| Risk-weighted assets | 59,347,000 | 59,093,000 | 59,469,000 | 58,352,000 |