Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 85,307,000 | 78,385,000 | 79,392,000 | 83,442,000 |
| Total loans | 55,597,000 | 57,942,000 | 57,678,000 | 57,458,000 |
| Allowance for loan losses | 859,000 | 883,000 | 892,000 | 874,000 |
| Securities available for sale | 3,390,000 | 2,920,000 | 3,415,000 | 3,412,000 |
| Securities held to maturity | 2,149,000 | 3,284,000 | 3,284,000 | 3,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,694,000 | 69,368,000 | 69,910,000 | 74,530,000 |
| Interest-bearing deposits | 62,148,000 | 55,629,000 | 56,802,000 | 62,095,000 |
| Noninterest-bearing deposits | 14,546,000 | 13,739,000 | 13,108,000 | 12,435,000 |
| Equity capital | 8,458,000 | 8,835,000 | 9,263,000 | 8,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,696,000 | 2,606,000 | 3,462,000 |
| Interest expense | 97,000 | 180,000 | 259,000 | 339,000 |
| Net interest income | 740,000 | 1,516,000 | 2,347,000 | 3,123,000 |
| Noninterest income | 226,000 | 468,000 | 713,000 | 950,000 |
| Noninterest expense | 652,000 | 1,298,000 | 1,929,000 | 2,625,000 |
| Provision for loan losses | 7,000 | 31,000 | 43,000 | 58,000 |
| Pretax income | 307,000 | 655,000 | 1,088,000 | 1,390,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 307,000 | 655,000 | 1,088,000 | 1,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,931,000 | 8,278,000 | 8,711,000 | 8,189,000 |
| Total capital | 8,656,000 | 9,017,000 | 9,454,000 | 8,943,000 |
| Risk-weighted assets | 57,934,000 | 59,050,000 | 59,331,000 | 60,164,000 |