Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,058,000 | 75,118,000 | 74,664,000 | 85,067,000 |
| Total loans | 53,199,000 | 54,644,000 | 54,973,000 | 55,503,000 |
| Allowance for loan losses | 819,000 | 826,000 | 846,000 | 853,000 |
| Securities available for sale | 2,884,000 | 3,428,000 | 3,421,000 | 2,910,000 |
| Securities held to maturity | 1,650,000 | 1,880,000 | 2,079,000 | 2,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,054,000 | 66,783,000 | 66,000,000 | 76,731,000 |
| Interest-bearing deposits | 50,915,000 | 53,977,000 | 53,922,000 | 62,950,000 |
| Noninterest-bearing deposits | 12,139,000 | 12,806,000 | 12,078,000 | 13,781,000 |
| Equity capital | 7,822,000 | 8,147,000 | 8,449,000 | 8,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,625,000 | 2,470,000 | 3,313,000 |
| Interest expense | 104,000 | 200,000 | 295,000 | 386,000 |
| Net interest income | 691,000 | 1,425,000 | 2,175,000 | 2,927,000 |
| Noninterest income | 185,000 | 385,000 | 630,000 | 856,000 |
| Noninterest expense | 626,000 | 1,266,000 | 1,931,000 | 2,599,000 |
| Provision for loan losses | 15,000 | 28,000 | 49,000 | 103,000 |
| Pretax income | 235,000 | 516,000 | 825,000 | 1,081,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 235,000 | 516,000 | 825,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,294,000 | 7,580,000 | 7,889,000 | 7,624,000 |
| Total capital | 7,973,000 | 8,272,000 | 8,589,000 | 8,347,000 |
| Risk-weighted assets | 54,170,000 | 55,182,000 | 55,882,000 | 57,732,000 |