Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 78,038,000 | 73,303,000 | 71,472,000 | 70,421,000 |
| Total loans | 49,690,000 | 50,405,000 | 52,524,000 | 52,274,000 |
| Allowance for loan losses | 755,000 | 777,000 | 797,000 | 806,000 |
| Securities available for sale | 2,100,000 | 2,121,000 | 1,833,000 | 2,386,000 |
| Securities held to maturity | 2,231,000 | 2,231,000 | 2,196,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,585,000 | 65,591,000 | 63,545,000 | 62,514,000 |
| Interest-bearing deposits | 59,887,000 | 54,309,000 | 53,001,000 | 51,258,000 |
| Noninterest-bearing deposits | 10,698,000 | 11,282,000 | 10,544,000 | 11,256,000 |
| Equity capital | 7,266,000 | 7,508,000 | 7,704,000 | 7,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 797,000 | 1,609,000 | 2,403,000 | 3,232,000 |
| Interest expense | 168,000 | 321,000 | 460,000 | 579,000 |
| Net interest income | 629,000 | 1,288,000 | 1,943,000 | 2,653,000 |
| Noninterest income | 138,000 | 339,000 | 539,000 | 735,000 |
| Noninterest expense | 608,000 | 1,224,000 | 1,869,000 | 2,532,000 |
| Provision for loan losses | 17,000 | 39,000 | 65,000 | 93,000 |
| Pretax income | 142,000 | 364,000 | 548,000 | 763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 364,000 | 548,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,665,000 | 6,901,000 | 7,099,000 | 7,171,000 |
| Total capital | 7,350,000 | 7,559,000 | 7,777,000 | 7,832,000 |
| Risk-weighted assets | 54,756,000 | 52,541,000 | 54,120,000 | 52,729,000 |