Call reports 2025
ODIN STATE BANK — 2025
What ODIN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 80,174,000 | 78,289,000 | 80,478,000 | 81,848,000 |
| Total loans | 63,907,000 | 62,045,000 | 61,178,000 | 63,906,000 |
| Allowance for loan losses | 673,000 | 630,000 | 618,000 | 618,000 |
| Securities available for sale | 11,973,000 | 11,135,000 | 13,999,000 | 14,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,294,000 | 71,177,000 | 72,823,000 | 73,738,000 |
| Interest-bearing deposits | 63,343,000 | 61,754,000 | 63,390,000 | 61,904,000 |
| Noninterest-bearing deposits | 9,951,000 | 9,423,000 | 9,433,000 | 11,834,000 |
| Equity capital | 5,712,000 | 5,887,000 | 6,362,000 | 6,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,206,000 | 2,467,000 | 3,741,000 | 5,053,000 |
| Interest expense | 591,000 | 1,179,000 | 1,751,000 | 2,306,000 |
| Net interest income | 615,000 | 1,288,000 | 1,990,000 | 2,747,000 |
| Noninterest income | 41,000 | 77,000 | 122,000 | 221,000 |
| Noninterest expense | 422,000 | 862,000 | 1,334,000 | 1,853,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 175,000 | 442,000 | 581,000 | 850,000 |
| Income tax | -2,000 | 32,000 | 48,000 | 65,000 |
| Net income | 177,000 | 410,000 | 533,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,584,000 | 6,714,000 | 6,784,000 | 7,035,000 |
| Total capital | 7,278,000 | 7,371,000 | 7,433,000 | 7,684,000 |
| Risk-weighted assets | 55,587,000 | 54,428,000 | 55,821,000 | 58,884,000 |