Call reports 2024
ODIN STATE BANK — 2024
What ODIN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 72,494,000 | 72,949,000 | 76,355,000 | 76,984,000 |
| Total loans | 58,767,000 | 59,630,000 | 60,960,000 | 63,673,000 |
| Allowance for loan losses | 812,000 | 808,000 | 795,000 | 656,000 |
| Securities available for sale | 9,665,000 | 10,485,000 | 9,847,000 | 9,633,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,644,000 | 64,032,000 | 68,113,000 | 68,790,000 |
| Interest-bearing deposits | 51,623,000 | 54,244,000 | 57,460,000 | 58,702,000 |
| Noninterest-bearing deposits | 11,021,000 | 9,788,000 | 10,653,000 | 10,088,000 |
| Equity capital | 5,115,000 | 5,132,000 | 5,525,000 | 5,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,176,000 | 3,366,000 | 4,586,000 |
| Interest expense | 542,000 | 1,103,000 | 1,703,000 | 2,308,000 |
| Net interest income | 536,000 | 1,073,000 | 1,663,000 | 2,278,000 |
| Noninterest income | 42,000 | 104,000 | 155,000 | 222,000 |
| Noninterest expense | 399,000 | 869,000 | 1,278,000 | 1,736,000 |
| Provision for loan losses | 0 | 0 | 0 | -21,000 |
| Pretax income | 189,000 | 293,000 | 540,000 | 773,000 |
| Income tax | -3,000 | 4,000 | 21,000 | 38,000 |
| Net income | 192,000 | 289,000 | 519,000 | 735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,107,000 | 6,114,000 | 6,298,000 | 6,514,000 |
| Total capital | 6,728,000 | 6,760,000 | 6,946,000 | 7,191,000 |
| Risk-weighted assets | 49,528,000 | 51,574,000 | 51,712,000 | 55,038,000 |