Call reports 2023
ODIN STATE BANK — 2023
What ODIN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,579,000 | 67,291,000 | 68,128,000 | 73,263,000 |
| Total loans | 51,892,000 | 54,110,000 | 55,539,000 | 59,825,000 |
| Allowance for loan losses | 733,000 | 760,000 | 788,000 | 815,000 |
| Securities available for sale | 10,583,000 | 10,328,000 | 9,931,000 | 10,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,791,000 | 56,441,000 | 58,486,000 | 60,823,000 |
| Interest-bearing deposits | 44,796,000 | 44,446,000 | 46,787,000 | 50,066,000 |
| Noninterest-bearing deposits | 12,995,000 | 11,995,000 | 11,699,000 | 10,757,000 |
| Equity capital | 4,393,000 | 4,347,000 | 4,164,000 | 4,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,700,000 | 2,651,000 | 3,723,000 |
| Interest expense | 272,000 | 595,000 | 977,000 | 1,474,000 |
| Net interest income | 555,000 | 1,105,000 | 1,674,000 | 2,249,000 |
| Noninterest income | 47,000 | 96,000 | 146,000 | 185,000 |
| Noninterest expense | 348,000 | 752,000 | 1,154,000 | 1,556,000 |
| Provision for loan losses | 0 | 50,000 | 174,000 | 217,000 |
| Pretax income | 272,000 | 429,000 | 533,000 | 729,000 |
| Income tax | -3,000 | 30,000 | 48,000 | 80,000 |
| Net income | 275,000 | 399,000 | 485,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,510,000 | 5,528,000 | 5,562,000 | 5,726,000 |
| Total capital | 6,080,000 | 6,127,000 | 6,152,000 | 6,378,000 |
| Risk-weighted assets | 45,492,000 | 47,810,000 | 47,035,000 | 52,059,000 |