Call reports 2022
ODIN STATE BANK — 2022
What ODIN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 53,961,000 | 53,816,000 | 59,701,000 | 68,398,000 |
| Total loans | 35,500,000 | 39,250,000 | 45,963,000 | 53,626,000 |
| Allowance for loan losses | 464,000 | 455,000 | 452,000 | 456,000 |
| Securities available for sale | 12,501,000 | 11,596,000 | 10,902,000 | 10,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,387,000 | 43,964,000 | 46,724,000 | 52,324,000 |
| Interest-bearing deposits | 34,370,000 | 33,984,000 | 36,394,000 | 40,596,000 |
| Noninterest-bearing deposits | 11,017,000 | 9,980,000 | 10,330,000 | 11,728,000 |
| Equity capital | 4,739,000 | 4,428,000 | 4,133,000 | 4,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,244,000 | 1,923,000 | 2,696,000 |
| Interest expense | 54,000 | 115,000 | 216,000 | 449,000 |
| Net interest income | 602,000 | 1,129,000 | 1,707,000 | 2,247,000 |
| Noninterest income | 32,000 | 70,000 | 109,000 | 150,000 |
| Noninterest expense | 318,000 | 691,000 | 1,010,000 | 1,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 474,000 | 773,000 | 911,000 |
| Income tax | 2,000 | 36,000 | 53,000 | 79,000 |
| Net income | 299,000 | 438,000 | 720,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,456,000 | 5,510,000 | 5,654,000 | 5,767,000 |