Call reports 2021
ODIN STATE BANK — 2021
What ODIN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 52,021,000 | 51,752,000 | 52,067,000 | 54,624,000 |
| Total loans | 33,524,000 | 33,873,000 | 34,649,000 | 37,876,000 |
| Allowance for loan losses | 530,000 | 525,000 | 532,000 | 483,000 |
| Securities available for sale | 7,668,000 | 13,450,000 | 12,898,000 | 12,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,916,000 | 42,047,000 | 42,514,000 | 42,332,000 |
| Interest-bearing deposits | 33,363,000 | 31,392,000 | 31,602,000 | 32,125,000 |
| Noninterest-bearing deposits | 9,553,000 | 10,655,000 | 10,912,000 | 10,207,000 |
| Equity capital | 5,234,000 | 5,200,000 | 5,338,000 | 5,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 481,000 | 954,000 | 1,476,000 | 2,011,000 |
| Interest expense | 74,000 | 145,000 | 209,000 | 264,000 |
| Net interest income | 407,000 | 809,000 | 1,267,000 | 1,747,000 |
| Noninterest income | 28,000 | 60,000 | 112,000 | 150,000 |
| Noninterest expense | 278,000 | 596,000 | 884,000 | 1,260,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 295,000 | 529,000 | 682,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 69,000 |
| Net income | 182,000 | 294,000 | 528,000 | 613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,136,000 | 5,120,000 | 5,272,000 | 5,357,000 |