Call reports 2020
ODIN STATE BANK — 2020
What ODIN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,649,000 | 50,479,000 | 51,694,000 | 51,646,000 |
| Total loans | 33,280,000 | 34,580,000 | 34,584,000 | 35,107,000 |
| Allowance for loan losses | 612,000 | 680,000 | 530,000 | 528,000 |
| Securities available for sale | 4,394,000 | 4,295,000 | 7,177,000 | 8,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,990,000 | 40,004,000 | 40,482,000 | 41,122,000 |
| Interest-bearing deposits | 31,523,000 | 32,439,000 | 32,595,000 | 32,200,000 |
| Noninterest-bearing deposits | 6,467,000 | 7,565,000 | 7,887,000 | 8,922,000 |
| Equity capital | 5,148,000 | 5,130,000 | 5,108,000 | 5,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,058,000 | 1,570,000 | 2,085,000 |
| Interest expense | 130,000 | 249,000 | 346,000 | 435,000 |
| Net interest income | 404,000 | 809,000 | 1,224,000 | 1,650,000 |
| Noninterest income | 36,000 | 72,000 | 83,000 | 124,000 |
| Noninterest expense | 275,000 | 571,000 | 848,000 | 1,173,000 |
| Provision for loan losses | 75,000 | 155,000 | 273,000 | 273,000 |
| Pretax income | 114,000 | 187,000 | 219,000 | 371,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 113,000 | 186,000 | 218,000 | 370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,084,000 | 4,987,000 | 4,983,000 | 5,136,000 |
| Total capital | 5,546,000 | — | — | — |
| Risk-weighted assets | 36,849,000 | — | — | — |