Call reports 2019
ODIN STATE BANK — 2019
What ODIN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,163,000 | 46,584,000 | 45,788,000 | 45,674,000 |
| Total loans | 33,908,000 | 35,103,000 | 35,286,000 | 34,999,000 |
| Allowance for loan losses | 534,000 | 579,000 | 652,000 | 549,000 |
| Securities available for sale | 4,729,000 | 4,685,000 | 4,719,000 | 4,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,204,000 | 38,230,000 | 37,794,000 | 38,159,000 |
| Interest-bearing deposits | 31,761,000 | 31,283,000 | 31,439,000 | 31,007,000 |
| Noninterest-bearing deposits | 6,443,000 | 6,947,000 | 6,355,000 | 7,152,000 |
| Equity capital | 4,880,000 | 4,922,000 | 5,046,000 | 5,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 531,000 | 1,129,000 | 1,700,000 | 2,279,000 |
| Interest expense | 132,000 | 272,000 | 418,000 | 556,000 |
| Net interest income | 399,000 | 857,000 | 1,282,000 | 1,723,000 |
| Noninterest income | 34,000 | 73,000 | 120,000 | 149,000 |
| Noninterest expense | 291,000 | 609,000 | 875,000 | 1,182,000 |
| Provision for loan losses | 87,000 | 127,000 | 212,000 | 407,000 |
| Pretax income | 55,000 | 194,000 | 315,000 | 283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 194,000 | 315,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,911,000 | 4,891,000 | 4,994,000 | 4,961,000 |
| Total capital | 5,376,000 | 5,375,000 | 5,460,000 | 5,430,000 |
| Risk-weighted assets | 37,158,000 | 38,667,000 | 37,162,000 | 37,474,000 |