Call reports 2018
ODIN STATE BANK — 2018
What ODIN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 43,642,000 | 45,754,000 | 45,956,000 | 47,788,000 |
| Total loans | 32,115,000 | 34,161,000 | 34,656,000 | 35,119,000 |
| Allowance for loan losses | 556,000 | 593,000 | 656,000 | 462,000 |
| Securities available for sale | 5,400,000 | 5,289,000 | 5,271,000 | 5,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,317,000 | 35,419,000 | 36,896,000 | 38,767,000 |
| Interest-bearing deposits | 30,300,000 | 29,562,000 | 30,221,000 | 29,676,000 |
| Noninterest-bearing deposits | 6,017,000 | 5,857,000 | 6,675,000 | 9,091,000 |
| Equity capital | 4,794,000 | 4,724,000 | 4,656,000 | 4,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,035,000 | 1,531,000 | 2,024,000 |
| Interest expense | 83,000 | 171,000 | 287,000 | 404,000 |
| Net interest income | 426,000 | 864,000 | 1,244,000 | 1,620,000 |
| Noninterest income | 40,000 | 88,000 | 111,000 | 168,000 |
| Noninterest expense | 289,000 | 603,000 | 874,000 | 1,180,000 |
| Provision for loan losses | 45,000 | 107,000 | 242,000 | 322,000 |
| Pretax income | 132,000 | 242,000 | 239,000 | 286,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 131,000 | 241,000 | 238,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,934,000 | 4,863,000 | 4,821,000 | 4,852,000 |
| Total capital | 5,393,000 | 5,332,000 | 5,299,000 | 5,314,000 |
| Risk-weighted assets | 35,606,000 | 37,458,000 | 38,121,000 | 38,799,000 |