Call reports 2016
ODIN STATE BANK — 2016
What ODIN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,542,000 | 43,219,000 | 44,112,000 | 43,946,000 |
| Total loans | 28,314,000 | 30,685,000 | 31,042,000 | 31,312,000 |
| Allowance for loan losses | 395,000 | 412,000 | 417,000 | 497,000 |
| Securities available for sale | 6,310,000 | 6,669,000 | 7,046,000 | 6,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,506,000 | 33,557,000 | 34,843,000 | 34,619,000 |
| Interest-bearing deposits | 28,670,000 | 28,924,000 | 29,817,000 | 28,984,000 |
| Noninterest-bearing deposits | 4,836,000 | 4,633,000 | 5,026,000 | 5,635,000 |
| Equity capital | 4,778,000 | 4,878,000 | 4,841,000 | 4,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 896,000 | 1,373,000 | 1,849,000 |
| Interest expense | 64,000 | 130,000 | 197,000 | 266,000 |
| Net interest income | 371,000 | 766,000 | 1,176,000 | 1,583,000 |
| Noninterest income | 42,000 | 91,000 | 142,000 | 188,000 |
| Noninterest expense | 274,000 | 574,000 | 850,000 | 1,170,000 |
| Provision for loan losses | 100,000 | 110,000 | 125,000 | 260,000 |
| Pretax income | 43,000 | 177,000 | 356,000 | 354,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 42,000 | 176,000 | 355,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,676,000 | 4,757,000 | 4,757,000 | 4,754,000 |
| Total capital | 5,065,000 | 5,169,000 | 5,174,000 | 5,189,000 |
| Risk-weighted assets | 31,159,000 | 33,982,000 | 34,601,000 | 34,750,000 |