Call reports 2015
ODIN STATE BANK — 2015
What ODIN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,356,000 | 41,161,000 | 41,713,000 | 43,556,000 |
| Total loans | 25,626,000 | 27,372,000 | 27,646,000 | 28,982,000 |
| Allowance for loan losses | 361,000 | 496,000 | 487,000 | 407,000 |
| Securities available for sale | 8,587,000 | 8,262,000 | 8,189,000 | 7,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,255,000 | 34,649,000 | 34,320,000 | 35,162,000 |
| Interest-bearing deposits | 29,407,000 | 29,720,000 | 29,457,000 | 29,148,000 |
| Noninterest-bearing deposits | 4,848,000 | 4,929,000 | 4,863,000 | 6,014,000 |
| Equity capital | 4,858,000 | 4,643,000 | 4,825,000 | 4,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 853,000 | 1,303,000 | 1,752,000 |
| Interest expense | 66,000 | 132,000 | 198,000 | 263,000 |
| Net interest income | 350,000 | 721,000 | 1,105,000 | 1,489,000 |
| Noninterest income | 43,000 | 93,000 | 145,000 | 195,000 |
| Noninterest expense | 276,000 | 556,000 | 829,000 | 1,142,000 |
| Provision for loan losses | 22,000 | 167,000 | 167,000 | 199,000 |
| Pretax income | 99,000 | 113,000 | 276,000 | 368,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 98,000 | 112,000 | 275,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,740,000 | 4,624,000 | 4,742,000 | 4,634,000 |
| Total capital | 5,085,000 | 4,990,000 | 5,129,000 | 5,036,000 |
| Risk-weighted assets | 27,627,000 | 29,208,000 | 30,864,000 | 32,186,000 |