Call reports 2014
ODIN STATE BANK — 2014
What ODIN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 41,195,000 | 39,975,000 | 40,154,000 | 40,885,000 |
| Total loans | 24,481,000 | 24,949,000 | 24,755,000 | 25,740,000 |
| Allowance for loan losses | 323,000 | 316,000 | 323,000 | 335,000 |
| Securities available for sale | 9,378,000 | 9,829,000 | 8,989,000 | 8,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,858,000 | 33,794,000 | 34,505,000 | 33,270,000 |
| Interest-bearing deposits | 30,458,000 | 29,550,000 | 29,786,000 | 28,063,000 |
| Noninterest-bearing deposits | 5,400,000 | 4,244,000 | 4,719,000 | 5,207,000 |
| Equity capital | 4,615,000 | 4,745,000 | 4,869,000 | 4,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 416,000 | 847,000 | 1,265,000 | 1,689,000 |
| Interest expense | 74,000 | 146,000 | 220,000 | 290,000 |
| Net interest income | 342,000 | 701,000 | 1,045,000 | 1,399,000 |
| Noninterest income | 43,000 | 97,000 | 151,000 | 203,000 |
| Noninterest expense | 226,000 | 458,000 | 682,000 | 953,000 |
| Provision for loan losses | 0 | 25,000 | 35,000 | 48,000 |
| Pretax income | 160,000 | 316,000 | 480,000 | 605,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 160,000 | 316,000 | 480,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,663,000 | 4,707,000 | 4,816,000 | 4,659,000 |
| Total capital | 4,986,000 | 5,023,000 | 5,139,000 | 4,994,000 |
| Risk-weighted assets | 26,443,000 | 26,322,000 | 26,065,000 | 27,087,000 |