Call reports 2013
ODIN STATE BANK — 2013
What ODIN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,986,000 | 38,680,000 | 39,143,000 | 41,026,000 |
| Total loans | 23,570,000 | 23,007,000 | 22,970,000 | 25,257,000 |
| Allowance for loan losses | 335,000 | 338,000 | 342,000 | 326,000 |
| Securities available for sale | 11,013,000 | 9,421,000 | 11,469,000 | 10,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,147,000 | 33,450,000 | 33,956,000 | 34,220,000 |
| Interest-bearing deposits | 30,525,000 | 28,978,000 | 28,910,000 | 29,212,000 |
| Noninterest-bearing deposits | 4,622,000 | 4,472,000 | 5,046,000 | 5,008,000 |
| Equity capital | 4,727,000 | 4,505,000 | 4,417,000 | 4,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 809,000 | 1,209,000 | 1,624,000 |
| Interest expense | 83,000 | 158,000 | 244,000 | 321,000 |
| Net interest income | 318,000 | 651,000 | 965,000 | 1,303,000 |
| Noninterest income | 32,000 | 69,000 | 120,000 | 172,000 |
| Noninterest expense | 227,000 | 467,000 | 693,000 | 944,000 |
| Provision for loan losses | 10,000 | 22,000 | 22,000 | 22,000 |
| Pretax income | 121,000 | 239,000 | 373,000 | 512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 239,000 | 373,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,513,000 | 4,552,000 | 4,447,000 | 4,542,000 |
| Total capital | 4,829,000 | 4,862,000 | 4,759,000 | 4,868,000 |
| Risk-weighted assets | 25,266,000 | 24,826,000 | 24,901,000 | 27,170,000 |