Call reports 2012
ODIN STATE BANK — 2012
What ODIN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,324,000 | 37,167,000 | 37,376,000 | 40,330,000 |
| Total loans | 22,488,000 | 22,758,000 | 21,929,000 | 25,399,000 |
| Allowance for loan losses | 408,000 | 362,000 | 332,000 | 323,000 |
| Securities available for sale | 9,589,000 | 10,352,000 | 11,046,000 | 9,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,537,000 | 32,280,000 | 32,550,000 | 35,627,000 |
| Interest-bearing deposits | 27,600,000 | 27,289,000 | 27,688,000 | 29,476,000 |
| Noninterest-bearing deposits | 4,937,000 | 4,991,000 | 4,862,000 | 6,151,000 |
| Equity capital | 4,664,000 | 4,784,000 | 4,680,000 | 4,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 837,000 | 1,239,000 | 1,653,000 |
| Interest expense | 97,000 | 189,000 | 280,000 | 366,000 |
| Net interest income | 321,000 | 648,000 | 959,000 | 1,287,000 |
| Noninterest income | 38,000 | 98,000 | 142,000 | 186,000 |
| Noninterest expense | 225,000 | 441,000 | 666,000 | 930,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 134,000 | 305,000 | 435,000 | 518,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 305,000 | 435,000 | 518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,380,000 | 4,502,000 | 4,408,000 | 4,392,000 |
| Total capital | 4,678,000 | 4,801,000 | 4,696,000 | 4,715,000 |
| Risk-weighted assets | 23,730,000 | 23,835,000 | 22,983,000 | 26,384,000 |