Call reports 2011
ODIN STATE BANK — 2011
What ODIN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,018,000 | 36,109,000 | 36,208,000 | 36,683,000 |
| Total loans | 23,321,000 | 22,463,000 | 21,222,000 | 22,671,000 |
| Allowance for loan losses | 444,000 | 280,000 | 314,000 | 400,000 |
| Securities available for sale | 9,826,000 | 10,782,000 | 10,185,000 | 11,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,430,000 | 31,459,000 | 31,554,000 | 32,068,000 |
| Interest-bearing deposits | 26,918,000 | 27,818,000 | 27,022,000 | 27,032,000 |
| Noninterest-bearing deposits | 3,512,000 | 3,641,000 | 4,532,000 | 5,036,000 |
| Equity capital | 4,471,000 | 4,528,000 | 4,492,000 | 4,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 433,000 | 882,000 | 1,329,000 | 1,758,000 |
| Interest expense | 119,000 | 239,000 | 354,000 | 460,000 |
| Net interest income | 314,000 | 643,000 | 975,000 | 1,298,000 |
| Noninterest income | 37,000 | 71,000 | 112,000 | 149,000 |
| Noninterest expense | 210,000 | 444,000 | 666,000 | 918,000 |
| Provision for loan losses | 0 | 125,000 | 160,000 | 245,000 |
| Pretax income | 141,000 | 145,000 | 261,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 141,000 | 145,000 | 261,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,356,000 | 4,300,000 | 4,242,000 | 4,246,000 |
| Total capital | 4,658,000 | 4,580,000 | 4,525,000 | 4,544,000 |
| Risk-weighted assets | 23,984,000 | 23,472,000 | 22,570,000 | 23,746,000 |