Call reports 2025
BANK OF CLARKE — 2025
What BANK OF CLARKE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,904,254,000 | 2,034,763,000 | 1,932,109,000 | 1,887,698,000 |
| Total loans | 1,455,437,000 | 1,441,934,000 | 1,463,407,000 | 1,477,863,000 |
| Allowance for loan losses | 15,282,000 | 15,979,000 | 14,810,000 | 15,320,000 |
| Securities available for sale | 109,870,000 | 120,907,000 | 121,379,000 | 119,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,619,576,000 | 1,770,642,000 | 1,657,058,000 | 1,607,753,000 |
| Interest-bearing deposits | 1,192,450,000 | 1,191,928,000 | 1,133,899,000 | 1,175,189,000 |
| Noninterest-bearing deposits | 427,126,000 | 578,714,000 | 523,159,000 | 432,564,000 |
| Equity capital | 199,729,000 | 204,734,000 | 212,408,000 | 217,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,502,000 | 48,317,000 | 74,250,000 | 99,005,000 |
| Interest expense | 9,812,000 | 18,574,000 | 26,955,000 | 34,973,000 |
| Net interest income | 13,690,000 | 29,743,000 | 47,295,000 | 64,032,000 |
| Noninterest income | 3,738,000 | 8,655,000 | 13,820,000 | 18,955,000 |
| Noninterest expense | 12,366,000 | 25,607,000 | 39,825,000 | 55,021,000 |
| Provision for loan losses | 1,146,000 | 2,002,000 | 3,132,000 | 3,880,000 |
| Pretax income | -8,596,000 | -1,535,000 | 5,853,000 | 11,839,000 |
| Income tax | -1,961,000 | -575,000 | 850,000 | 2,135,000 |
| Net income | -6,635,000 | -960,000 | 5,003,000 | 9,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,516,000 | 212,065,000 | 217,931,000 | 222,548,000 |
| Total capital | 221,870,000 | 227,929,000 | 232,606,000 | 237,675,000 |
| Risk-weighted assets | 1,493,017,000 | 1,499,722,000 | 1,525,569,000 | 1,530,835,000 |