Call reports 2024
BANK OF CLARKE — 2024
What BANK OF CLARKE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,781,936,000 | 1,789,371,000 | 1,880,554,000 | 1,866,100,000 |
| Total loans | 1,440,645,000 | 1,451,993,000 | 1,486,985,000 | 1,469,709,000 |
| Allowance for loan losses | 14,448,000 | 15,014,000 | 15,303,000 | 15,026,000 |
| Securities available for sale | 131,867,000 | 129,489,000 | 130,051,000 | 121,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,474,369,000 | 1,489,111,000 | 1,546,645,000 | 1,576,665,000 |
| Interest-bearing deposits | 1,049,073,000 | 1,073,567,000 | 1,132,321,000 | 1,168,976,000 |
| Noninterest-bearing deposits | 425,296,000 | 415,544,000 | 414,324,000 | 407,689,000 |
| Equity capital | 135,774,000 | 139,369,000 | 145,483,000 | 146,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 21,912,000 | 43,660,000 | 67,327,000 | 91,321,000 |
| Interest expense | 9,134,000 | 18,362,000 | 28,536,000 | 38,677,000 |
| Net interest income | 12,778,000 | 25,298,000 | 38,791,000 | 52,644,000 |
| Noninterest income | 3,471,000 | 7,767,000 | 12,832,000 | 21,353,000 |
| Noninterest expense | 12,265,000 | 24,680,000 | 37,273,000 | 50,695,000 |
| Provision for loan losses | 475,000 | 790,000 | 2,315,000 | 2,525,000 |
| Pretax income | 3,509,000 | 7,729,000 | 12,150,000 | 20,751,000 |
| Income tax | 578,000 | 1,257,000 | 1,896,000 | 3,920,000 |
| Net income | 2,931,000 | 6,472,000 | 10,254,000 | 16,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,427,000 | 158,931,000 | 160,655,000 | 166,145,000 |
| Total capital | 170,315,000 | 173,251,000 | 175,283,000 | 180,638,000 |
| Risk-weighted assets | 1,504,546,000 | 1,518,272,000 | 1,519,787,000 | 1,504,960,000 |