Call reports 2023
BANK OF CLARKE — 2023
What BANK OF CLARKE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,762,153,000 | 1,776,970,000 | 1,800,737,000 | 1,824,691,000 |
| Total loans | 1,400,700,000 | 1,474,540,000 | 1,444,549,000 | 1,464,347,000 |
| Allowance for loan losses | 13,950,000 | 14,511,000 | 14,573,000 | 14,493,000 |
| Securities available for sale | 148,890,000 | 142,936,000 | 133,976,000 | 137,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,396,487,000 | 1,460,284,000 | 1,500,446,000 | 1,507,447,000 |
| Interest-bearing deposits | 925,828,000 | 1,024,788,000 | 1,067,469,000 | 1,069,703,000 |
| Noninterest-bearing deposits | 470,659,000 | 435,496,000 | 432,977,000 | 437,744,000 |
| Equity capital | 132,749,000 | 130,776,000 | 127,811,000 | 136,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,558,000 | 38,921,000 | 61,113,000 | 83,128,000 |
| Interest expense | 5,560,000 | 13,127,000 | 22,048,000 | 31,420,000 |
| Net interest income | 12,998,000 | 25,794,000 | 39,065,000 | 51,708,000 |
| Noninterest income | 3,534,000 | 6,890,000 | 11,549,000 | 15,203,000 |
| Noninterest expense | 12,207,000 | 25,036,000 | 39,531,000 | 52,689,000 |
| Provision for loan losses | 709,000 | 1,119,000 | 1,337,000 | 1,641,000 |
| Pretax income | 3,616,000 | 6,581,000 | 9,800,000 | 12,573,000 |
| Income tax | 649,000 | 1,143,000 | 1,690,000 | 1,690,000 |
| Net income | 2,967,000 | 5,438,000 | 8,110,000 | 10,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,691,000 | 151,661,000 | 152,835,000 | 155,453,000 |
| Total capital | — | — | — | 168,925,000 |
| Risk-weighted assets | — | — | — | 1,513,802,000 |