Call reports 2022
BANK OF CLARKE — 2022
What BANK OF CLARKE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,374,164,000 | 1,402,268,000 | 1,472,767,000 | 1,616,263,000 |
| Total loans | 1,022,301,000 | 1,121,240,000 | 1,201,931,000 | 1,323,936,000 |
| Allowance for loan losses | 9,315,000 | 9,847,000 | 10,742,000 | 11,218,000 |
| Securities available for sale | 193,355,000 | 179,363,000 | 151,753,000 | 149,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,243,202,000 | 1,241,973,000 | 1,263,856,000 | 1,272,297,000 |
| Interest-bearing deposits | 741,897,000 | 753,973,000 | 762,930,000 | 785,325,000 |
| Noninterest-bearing deposits | 501,305,000 | 488,000,000 | 500,926,000 | 486,972,000 |
| Equity capital | 120,094,000 | 118,483,000 | 118,440,000 | 122,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,509,000 | 24,156,000 | 38,522,000 | 54,686,000 |
| Interest expense | 370,000 | 760,000 | 1,890,000 | 4,406,000 |
| Net interest income | 11,139,000 | 23,396,000 | 36,632,000 | 50,280,000 |
| Noninterest income | 3,243,000 | 7,091,000 | 10,992,000 | 14,082,000 |
| Noninterest expense | 9,836,000 | 20,233,000 | 31,185,000 | 42,686,000 |
| Provision for loan losses | 540,000 | 900,000 | 900,000 | 1,830,000 |
| Pretax income | 4,006,000 | 9,354,000 | 14,802,000 | 19,109,000 |
| Income tax | 699,000 | 1,685,000 | 2,702,000 | 3,465,000 |
| Net income | 3,307,000 | 7,669,000 | 12,100,000 | 15,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,877,000 | 135,239,000 | 139,671,000 | 143,214,000 |