Call reports 2021
BANK OF CLARKE — 2021
What BANK OF CLARKE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,177,866,000 | 1,216,368,000 | 1,250,961,000 | 1,302,913,000 |
| Total loans | 871,998,000 | 878,442,000 | 924,222,000 | 986,596,000 |
| Allowance for loan losses | 7,740,000 | 8,098,000 | 8,448,000 | 8,787,000 |
| Securities available for sale | 173,766,000 | 176,491,000 | 201,440,000 | 192,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,069,709,000 | 1,103,530,000 | 1,134,876,000 | 1,179,975,000 |
| Interest-bearing deposits | 632,693,000 | 658,347,000 | 682,448,000 | 706,880,000 |
| Noninterest-bearing deposits | 437,016,000 | 445,183,000 | 452,428,000 | 473,095,000 |
| Equity capital | 100,293,000 | 103,388,000 | 106,286,000 | 107,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,984,000 | 20,387,000 | 31,168,000 | 42,637,000 |
| Interest expense | 487,000 | 921,000 | 1,304,000 | 1,681,000 |
| Net interest income | 9,497,000 | 19,466,000 | 29,864,000 | 40,956,000 |
| Noninterest income | 2,341,000 | 4,951,000 | 7,806,000 | 11,095,000 |
| Noninterest expense | 7,848,000 | 16,386,000 | 25,801,000 | 37,529,000 |
| Provision for loan losses | 604,000 | 904,000 | 1,204,000 | 1,504,000 |
| Pretax income | 3,462,000 | 7,151,000 | 10,689,000 | 13,042,000 |
| Income tax | 580,000 | 1,210,000 | 1,813,000 | 1,797,000 |
| Net income | 2,882,000 | 5,941,000 | 8,876,000 | 11,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,207,000 | 102,266,000 | 105,201,000 | 107,570,000 |
| Total capital | 107,002,000 | 110,428,000 | 113,714,000 | — |
| Risk-weighted assets | 839,104,000 | 894,291,000 | 960,227,000 | — |