Call reports 2020
BANK OF CLARKE — 2020
What BANK OF CLARKE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 893,679,000 | 1,014,543,000 | 1,065,282,000 | 1,122,574,000 |
| Total loans | 671,080,000 | 785,982,000 | 802,749,000 | 833,381,000 |
| Allowance for loan losses | 5,366,000 | 6,344,000 | 6,640,000 | 7,075,000 |
| Securities available for sale | 156,391,000 | 145,117,000 | 152,420,000 | 164,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 791,186,000 | 908,306,000 | 956,315,000 | 1,014,000,000 |
| Interest-bearing deposits | 518,491,000 | 556,364,000 | 576,040,000 | 605,522,000 |
| Noninterest-bearing deposits | 272,695,000 | 351,942,000 | 380,275,000 | 408,478,000 |
| Equity capital | 95,544,000 | 98,075,000 | 99,706,000 | 101,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 9,074,000 | 18,701,000 | 28,819,000 | 38,775,000 |
| Interest expense | 1,102,000 | 2,006,000 | 2,689,000 | 3,281,000 |
| Net interest income | 7,972,000 | 16,695,000 | 26,130,000 | 35,494,000 |
| Noninterest income | 1,821,000 | 3,714,000 | 5,771,000 | 8,035,000 |
| Noninterest expense | 6,934,000 | 13,822,000 | 21,231,000 | 29,288,000 |
| Provision for loan losses | -97,000 | 655,000 | 755,000 | 1,457,000 |
| Pretax income | 2,956,000 | 6,461,000 | 10,602,000 | 13,471,000 |
| Income tax | 486,000 | 1,099,000 | 1,813,000 | 2,171,000 |
| Net income | 2,470,000 | 5,362,000 | 8,789,000 | 11,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,246,000 | 94,138,000 | 96,064,000 | 97,825,000 |
| Total capital | 96,656,000 | 100,525,000 | 102,759,000 | 104,957,000 |
| Risk-weighted assets | 669,901,000 | 738,320,000 | 753,372,000 | 789,773,000 |