Call reports 2019
BANK OF CLARKE — 2019
What BANK OF CLARKE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 801,662,000 | 827,334,000 | 844,515,000 | 871,277,000 |
| Total loans | 616,256,000 | 636,204,000 | 635,305,000 | 641,799,000 |
| Allowance for loan losses | 5,664,000 | 5,007,000 | 4,870,000 | 4,952,000 |
| Securities available for sale | 143,975,000 | 141,663,000 | 137,729,000 | 165,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 708,965,000 | 731,510,000 | 736,387,000 | 772,533,000 |
| Interest-bearing deposits | 451,871,000 | 477,173,000 | 469,917,000 | 502,373,000 |
| Noninterest-bearing deposits | 257,094,000 | 254,337,000 | 266,470,000 | 270,160,000 |
| Equity capital | 86,599,000 | 89,106,000 | 90,569,000 | 92,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,560,000 | 17,276,000 | 26,327,000 | 35,321,000 |
| Interest expense | 969,000 | 2,030,000 | 3,162,000 | 4,240,000 |
| Net interest income | 7,591,000 | 15,246,000 | 23,165,000 | 31,081,000 |
| Noninterest income | 1,847,000 | 3,655,000 | 5,500,000 | 7,317,000 |
| Noninterest expense | 6,033,000 | 12,661,000 | 19,633,000 | 25,871,000 |
| Provision for loan losses | 194,000 | 443,000 | 567,000 | 629,000 |
| Pretax income | 3,208,000 | 5,794,000 | 8,458,000 | 11,891,000 |
| Income tax | 509,000 | 891,000 | 1,307,000 | 1,879,000 |
| Net income | 2,699,000 | 4,903,000 | 7,151,000 | 10,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,462,000 | 87,666,000 | 88,914,000 | 90,775,000 |
| Total capital | 92,166,000 | 92,715,000 | 93,825,000 | 95,772,000 |
| Risk-weighted assets | 628,680,000 | 644,972,000 | 661,244,000 | 665,141,000 |