Call reports 2018
BANK OF CLARKE — 2018
What BANK OF CLARKE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 768,793,000 | 767,531,000 | 778,579,000 | 792,387,000 |
| Total loans | 579,481,000 | 584,394,000 | 595,453,000 | 603,910,000 |
| Allowance for loan losses | 4,516,000 | 4,531,000 | 4,696,000 | 5,435,000 |
| Securities available for sale | 128,820,000 | 138,325,000 | 140,400,000 | 144,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,060,000 | 683,712,000 | 694,738,000 | 703,506,000 |
| Interest-bearing deposits | 433,502,000 | 435,966,000 | 436,598,000 | 451,920,000 |
| Noninterest-bearing deposits | 254,558,000 | 247,746,000 | 258,140,000 | 251,586,000 |
| Equity capital | 78,425,000 | 80,650,000 | 80,344,000 | 84,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,451,000 | 15,419,000 | 23,518,000 | 31,808,000 |
| Interest expense | 426,000 | 999,000 | 1,703,000 | 2,515,000 |
| Net interest income | 7,025,000 | 14,420,000 | 21,815,000 | 29,293,000 |
| Noninterest income | 2,186,000 | 3,570,000 | 4,381,000 | 5,990,000 |
| Noninterest expense | 5,955,000 | 11,750,000 | 18,017,000 | 24,053,000 |
| Provision for loan losses | 210,000 | 110,000 | 250,000 | 775,000 |
| Pretax income | 3,057,000 | 6,141,000 | 7,946,000 | 10,472,000 |
| Income tax | 499,000 | 1,008,000 | 934,000 | 1,359,000 |
| Net income | 2,558,000 | 5,133,000 | 7,012,000 | 9,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,708,000 | 83,283,000 | 84,162,000 | 85,763,000 |
| Total capital | 85,260,000 | 87,854,000 | 88,900,000 | 91,237,000 |
| Risk-weighted assets | 592,204,000 | 603,067,000 | 606,407,000 | 613,247,000 |