Call reports 2017
BANK OF CLARKE — 2017
What BANK OF CLARKE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 696,893,000 | 735,945,000 | 730,525,000 | 757,787,000 |
| Total loans | 516,469,000 | 551,303,000 | 549,301,000 | 565,973,000 |
| Allowance for loan losses | 4,397,000 | 4,386,000 | 4,426,000 | 4,392,000 |
| Securities available for sale | 131,381,000 | 131,656,000 | 124,578,000 | 132,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 616,660,000 | 633,208,000 | 645,814,000 | 663,839,000 |
| Interest-bearing deposits | 402,331,000 | 413,893,000 | 420,892,000 | 428,423,000 |
| Noninterest-bearing deposits | 214,329,000 | 219,315,000 | 224,922,000 | 235,416,000 |
| Equity capital | 76,844,000 | 79,067,000 | 80,050,000 | 80,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,541,000 | 13,519,000 | 20,950,000 | 28,245,000 |
| Interest expense | 203,000 | 452,000 | 803,000 | 1,155,000 |
| Net interest income | 6,338,000 | 13,067,000 | 20,147,000 | 27,090,000 |
| Noninterest income | 1,619,000 | 3,212,000 | 4,803,000 | 6,782,000 |
| Noninterest expense | 5,647,000 | 11,301,000 | 17,157,000 | 22,924,000 |
| Provision for loan losses | -527,000 | -757,000 | -757,000 | -623,000 |
| Pretax income | 2,886,000 | 5,786,000 | 8,627,000 | 11,561,000 |
| Income tax | 821,000 | 1,652,000 | 2,470,000 | 3,684,000 |
| Net income | 2,065,000 | 4,134,000 | 6,157,000 | 7,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,938,000 | 78,008,000 | 79,231,000 | 80,201,000 |
| Total capital | 81,367,000 | 82,426,000 | 83,700,000 | 84,634,000 |
| Risk-weighted assets | 526,935,000 | 563,175,000 | 557,696,000 | 569,375,000 |